Guide to Credit Card

How To Use AmEx Platinum Travel Credit Card For Maximum Benefit

Among the AmEx Credit Card Series, the American Express Platinum Travel Credit Card surely stands out among the enormous range available. It not only gives you numerous travel benefits but also allows you to experience luxury expeditions.

AmEx Platinum Travel Credit card is one of the most popular AmEx credit cards and if you are planning to take it shortly, then you must follow the below-given checklist to use your card right for Maximum Benefit:

Getting Started:

  1. Activate your Card if it is new by using AmEx App / AmEx Helpline / AmEx Online Services. If it is already activated, you can look over this point.
  2. Make sure to take adequate measures to secure your card, like setting a Strong Password, maintaining online security from the start, etc.

Utilizing your Card Right:

a) You receive multiple personalized offers for your AmEx Platinum Travel Credit Card, hence, do not forget to switch on mobile or email alerts.

b) Understand your Card’s Reward Program for Maximum Benefit. Here mentioned are the benefits you receive with American Express Platinum Travel Credit Card:

  • Get benefits up to Rs. 5000/- on spending Rs. 1.9 lacs or more in the membership year.
  • Get benefits up to Rs. 8000/- on spending Rs. 4 lacs or more in the membership year.
  • 8 complimentary visits per year.
  • Up to 20% off on selected Restaurants.
  • All transactions of Rs. 5,000 and above are subject to a 1% convenience fee on fuel purchases per transaction.
  • Huge Travel discounts on online bookings.
  • Up to 10% Cashback* on OnePlus devices.
  • Reward points can be redeemed for a Taj stay voucher worth up to Rs. 34,000 every year.

c) Apart from exclusive and travel-related expenses, use your AmEx Credit Card for everyday activities as well like Shopping, Food, Online transactions, Fuel, Education, etc. to maximize advantages.

d) Pay your card bills on time to avoid late fees.

e) Collect all the signup bonuses and rewards, like:

  • On spending INR 5,000 within 60 days of card membership you get 10,000 Membership Rewards Points redeemable for Flipkart voucher or Pay with Points.
  • 1 Rewards Point on every INR 50 spent except for spending on Fuel, Utilities, Insurance, Cash Transactions, and EMIs.

f) Download and Use AmEx App for periodic updates and crucial reminders.

g) Regularly track your reward points on AmEx App and see how far you are from your milestones.

h) Do Not forget to spend on categories that reap you the most rewards.

i) Educate yourself on any brand alliances and make sure to go with that group while traveling to save extra with your AmEx Platinum Travel Credit Card.

j) Be a loyal customer and enjoy complimentary rewards.

If you made it here, you are indeed ready to get started with your AmEx Credit Card and use it efficiently for obtaining maximum privileges!

Additional Reading - Credit Card Tips To Build Credit

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